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FHA Loans

What is an FHA Loan?

FHA loans are government insured loans backed by the Department of Housing & Urban Development (HUD). This type of loan is very popular among first time homebuyers due to the low minimum down payment of 3.5% of the purchase price, and more flexible credit & underwriting standards.

FHA Loan Requirements:

  • Minimum down payment of 3.5 percent. The money can be gifted by a family member or employer.
  • Co-applicants may help you qualify, even if they will not be living in the home.
  • This loan is only available for primary residency.
  • The loan cannot exceed the maximum limit set by FHA on a county-by-county basis.

Learn more about FHA loan requirements and rates by talking with a Loan Officer today!

Schedule a consultation today!

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    Ashlynn and her team at Arbor Home Loans were amazing to work with. They were extremely helpful in guiding us through the home buying process. We will certainly recommend them to friends and family.

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    It was the best decision to choose Arbor Home Loans! Candice Sparks and her team did a great job! They all was very helpful. Great communication. Closing day was on time. Highly recommended!

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    Evan made this great. He helped us buy our first home, and when we were looking for our second home, we wanted to go through the process with him. It didn’t matter that he was with a new company. He is thoughtful, responsive, and did a great job breaking down information into accessible pieces. I will recommend him to everyone I can.

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